Personal Checking Accounts

We have an account that's right for you! ... and ALL accounts come with free and convenient eServices that include Online Banking & BillPay, e-Statements, e-Alerts and goBanking!

• goChecking
  Use electronic services to avoid monthly service fees and receive additional rewards!
  
• 50+ Checking
  Checking account with special benefits for those 50+!
  
• High Yield Checking
  Earn higher interest for higher balances!
  
• Student Checking
  Show your high school or college student ID and enjoy the benefits of electronic banking!

Stop in today and we'll help you select the account that's just right for you. You can also view the Checking Account Comparison Grid to help you choose!

goChecking*

Use electronic services to avoid monthly service fees and receive additional rewards!

• No minimum balance
• No per-check charge
• Unlimited checkwriting
• Free Debit Card
• Free e-Services 
• No monthly fee on a savings account with an automatic monthly transfer of $25 or more from this account
• Monthly fee is $5 or you can avoid the monthly fee by utilizing at least one of the following services each month:
  • Direct Deposit
  • Use your debit card for 5 or more purchases
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Set up two of these services within the first 45 days of opening your account and receive an additional $25 after your account has been open for 90 days:
  • BillPay set up and one paid bill
  • e-Statements
  • goBanking
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit

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50+ Checking*

Interest earning, no-cost checking for customers as young as 50 years and up.

• Earn competitive interest
• No monthly fee
• No minimum balance
• No per-check charge
• Unlimited checkwriting
• Free Debit Card
• Free e-Services
• No monthly fee on a savings account with an automatic monthly transfer of $25 or more from this account
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Set up two of these services within the first 45 days of opening your account and receive an additional $25 after your account has been open for 90 days:
  • BillPay set up and one paid bill
  • e-Statements
  • goBanking
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit

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High Yield Checking*

• Higher balances earn higher interest
• Unlimited checkwriting
• No per-check charge
• Free Debit Card
• Free e-Services
• No monthly fee on a savings account with an automatic monthly transfer of $25 or more from this account
• Monthly fee is $8 or avoid the monthly fee by maintaining a minimum balance of $1,000
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Set up two of these services within the first 45 days of opening your account and receive an additional $25 after your account has been open for 90 days:
  • BillPay set up and one paid bill
  • e-Statements
  • goBanking
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit 

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Student Checking**

Show your high school or college student ID to enjoy the benefits of electronic banking!

• No minimum balance
• No per-check charge
• Unlimited checkwriting
• Free Debit Card
• Free e-Services
• Up to 4 NVB transaction fees from non-NVB ATMs refunded per statement cycle
• One overdraft fee refund coupon per year
• No monthly fee on a savings account with an automatic monthly transfer of $25 or more from this account
• Monthly fee is $2 or you can avoid the monthly fee by utilizing e-Statements
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Set up two of these services within the first 45 days of opening your account and receive an additional $25 after your account has been open for 90 days:
  • BillPay set up and one paid bill
  • e-Statements
  • goBanking
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit 

**Account holder under age 18 must have parent/guardian sign on account. and parent/guardian must be an NVB customer. After 5 years the account will be converted to a goChecking account.

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*Minimum opening deposit is only $50.00 on all accounts. Bank rules and regulations apply.

Tell-A-Friend

When you tell a friend about North Valley Bank's checking accounts and they open a new personal or business checking account with us, you qualify for a free gift!  Click here to learn more about our "Tell-a-Friend" program.

We'll Buy Back Your Unused Checks!

Do you still have plenty of checks left from your current account at another bank? No problem! Bring us your unused checks and debit cards. We’ll pay you up to $25 for your debit cards and unused checks from your current checking account ($2 per card or pad). Download and print this coupon and bring it with you to open your account.

Reorder Checks

A simple and convenient way to re-order checks. 

Visa Debit Card

With a North Valley Bank Visa Debit Card you can bank where it’s convenient for you! It’s safer than carrying cash, and faster than writing a check. Your Visa Debit Card is accepted at millions of merchant locations that accept Visa AND at thousands of ATMs worldwide. Purchase amounts are automatically deducted from your checking account, and all transactions are detailed on your monthly checking account statement to keep your record keeping simple.

Additional Services Available for your Visa Debit Card:

• Withdraw cash from any ATM displaying the Star System or Cirrus logos.
• Make deposits at North Valley Bank owned ATMS. Click here for locations.
• Transfer money between your NVB checking and savings accounts at our ATMS. Click here for locations.
• And More!

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Convenient Locations

We want to be your bank, and switching is easy! We have a location right in your neighborhood.