North Valley Bank

North Valley Bank Rates

North Valley Bank
Time Deposit Rates
Date: August 31, 2010
Deposit Amount
Interest Rate
APY*
Basis
Compound Frequency
FIXED RATE TIME DEPOSIT
Minimum $100,000 to open account and obtain APY (1)
30 thru 59 days
0.45%
0.45%
365
Daily
60 thru 89 days
0.45%
0.45%
365
Daily
90 thru 179 days
0.45%
0.45%
365
Daily
180 thru 364 days
0.65%
0.65%
365
Daily
1 year
0.95%
0.95%
365
Daily
18 month
1.19%
1.20%
365
Daily
2 year
1.39%
1.40%
365
Daily
3 year
1.69%
1.70%
365
Daily
4 year
1.98%
2.00%
365
Daily
Minimum $10,000 to open account and obtain APY (1)
30 thru 59 days
0.40%
0.40%
365
Daily
60 thru 89 days
0.40%
0.40%
365
Daily
90 thru 179 days
0.40%
0.40%
365
Daily
180 thru 364 days
0.60%
0.60%
365
Daily
1 year
0.90%
0.90%
365
Daily
18 month
1.14%
1.15%
365
Daily
2 year
1.34%
1.35%
365
Daily
3 year
1.64%
1.65%
365
Daily
4 year
1.93%
1.95%
365
Daily
Minimum $500 to open account and obtain APY (1)
30 thru 59 days
0.35%
0.35%
365
Daily
60 thru 89 days
0.35%
0.35%
365
Daily
90 thru 179 days
0.35%
0.35%
365
Daily
180 thru 364 days
0.55%
0.55%
365
Daily
1 year
0.85%
0.85%
365
Daily
18 month
1.04%
1.05%
365
Daily
2 year
1.29%
1.30%
365
Daily
3 year
1.59%
1.60%
365
Daily
4 year
1.88%
1.90%
365
Daily
VARIABLE RATE TIME DEPOSIT (1) (2) (3)
Minimum $100 to open account and obtain APY,    1 year term
0.90%
0.90%
365
Daily
INDIVIDUAL RETIREMENT ACCOUNTS
Select any one of our time deposit plans in which to invest your INDIVIDUAL RETIREMENT ACCOUNTS.

(1) A penalty may be imposed for early withdrawl.
(2) The interest rate and annual percentage yield may change.
(3) At our discretion we may change the interest rate daily.

  • Annual Percentage Yields (APY) as of: August 31, 2010
  • *APY = Annual Percentage Yield
  • For more information please call (866) 869-MORE (6673)

RELATIONSHIP CD  (1)
Limited Time Offer!!!  

18-month term

$2,500 minimum deposit                              1.14%              1.15% 

Bonus rate with NVB checking account           1.34%              1.35%
with direct deposit                                                                        

Additional bonus* for $10,000                       1.44%              1.45%
in new money**                                                                          


*Customer must have checking account with direct deposit and new money for additional bonus.
**New money is defined as money not already on deposit with NVB.

                                                                         
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North Valley Bank
Weekly Rate Sheet
Date: August 31, 2010
Product
Tiers
Rate
*APY
CHECKING PLANS (a) (b) (c)
50+ INTEREST CHECKING
n/a
0.10%
0.10%
MEMBERSHIP BANKING
n/a
0.10%
0.10%
SIMPLE INTEREST BUSINESS
n/a
0.10%
0.10%
HIGH YIELD CHECKING
$0 - $2,500.99
0.20%
0.20%
$2,501 - $24,999.99
0.25%
0.25%
 
$25,000 - $999,999.99 0.45% 0.45%
SAVINGS/MONEY MARKET ACCOUNTS
REGULAR AND
BUSINESS SAVINGS (a) (b) (c)
n/a
0.15%
0.15%
SMARTSAVERS (b)
n/a
0.15%
0.15%
HOLIDAY SAVINGS (a) (b)
n/a
0.50%
0.50%
WALL STREET MONEY MARKET(a)(b)
Below $25,000
0.25%
0.25%
Minimum opening deposit $1,500
$25,000 - $49,999.99
0.30%
0.30%
$50,000 - $99,999.99
0.45%
0.45%
$100,000 - $249,999.99
0.50%
0.50%
$250,000 - $499,999.99
0.60%
0.60%
$500,000 - $999,999.99
0.65%
0.65%
HEALTH SAVINGS ACCOUNT (a) (b) (c)
$1 - $1,000.99
0.75%
0.75%
$1,001 - $5,000.99
0.85%
0.85%
$5,001 +
0.95%
0.95%

(a) Fees could reduce earnings
(b) Interest rate and annual percentage yield may change
(c) Minimum opening deposit $50.00

  • Annual Percentage Yields (APY) as of: August 31, 2010
  • *APY = Annual Percentage Yield
  • For more information please call (866) 869-MORE (6673)

PRIOR APPROVAL FROM ADMINISTRATION IS REQUIRED FOR ANY ACCOUNT OPENED UNDER THE FOLLOWING PARAMETERS:

ROLLOVER OR ACCEPTANCE OF PUBLIC DEPOSITS.
ROLLOVER OR ACCEPTANCE OF DEPOSITS FROM ANY FINANCIAL INSTITUTION.
ACCEPTANCE OF DEPOSITS OVER $200,000.

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